1. PRIVACY
   1. If you have any queries about our privacy policy please email us at the contact details provided on the home page.
   
   
   2. Your information will be stored on a database and used only by the website and its agencies.
   
   
   3. We may store, collect, analyse and use your personal information such as: your IP address, browsing habits, operating system, referral source, length of visits, page views, personal details, information relating to transactions and or purchases from our website, information provided by subscribing to any email notifications or marketing material and any information you choose to send us.
   
   
   4. We may use your personal information to administer the website, improve your browsing experience, send you downloads or emails, send you our newsletter or other marketing material, provide third parties with statistical information and deal with enquiries or complaints made by or about you in relation to our website.
   
   
   5. All website financial transactions are handled through our payment service providers. We will share your information to the extent necessary to facilitate transactions between each party.
   
   
   6. Where you make a request for professional services or other services, we may pass that request and all the necessary information on to one or more of our partners.
   
   
   7. When you provide your personal information to us we may use your information for communicating with you, statistical analysis, the marketing of products or services to you, credit checks and research and development.
   
   
   8. We may store your information on servers based in countries outside New Zealand. Countries outside New Zealand may have less personal protection for your personal information.



2. YOUR OBLIGATIONS
   1. You must provide accurate information about your personal details, any dealings you have with us and you must keep your personal details and information submitted to the website true accurate and complete.
   
   
   2. You must keep your user ID and password confidential and not write these details down in any circumstance, nor any disclose this information to any other person or entity.
   
   
   3. You must contact is immediately if you become aware of any unauthorised disclosure of your login or password by emailing us on the contact page at the Website.
   
   
   4. You must not introduce to the website any malicious software or anything that creates or intends to create a denial of service and or interferes with the website in any way.
   
   
   5. You indemnify the website of any loss whatsoever that you suffer from your failure to comply with the terms and conditions of this website.

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